Economy
The World Bank — World Development Indicators (CC BY 4.0) · updated 2025-12-31
Iceland's real interest rate stands at 3.87% as of 2025-12-31, down from 6.04% in 2024. Historical data runs from 1982 to 2025 (44 observations).
In 2025, Iceland's real interest rate was 3.87%, down from 6.04% in 2024.
In 2024, Iceland's real interest rate was 6.04%, up from 5.73% in 2023.
In 2023, Iceland's real interest rate was 5.73%, up from -1.14% in 2022.
In 2022, Iceland's real interest rate was -1.14%, down from -0.7013% in 2021.
In 2021, Iceland's real interest rate was -0.7013%, down from 1.36% in 2020.
| Year | Value | Change |
|---|---|---|
| 2025 | 3.87% | -2.17% |
| 2024 | 6.04% | +0.3077% |
| 2023 | 5.73% | +6.86% |
| 2022 | -1.14% | -0.434% |
| 2021 | -0.7013% | -2.06% |
| 2020 | 1.36% | -0.6571% |
| 2019 | 2.02% | -1.72% |
| 2018 | 3.73% | -1.86% |
| 2017 | 5.59% | +0.2017% |
| 2016 | 5.39% | +4.59% |
| 2015 | 0.8041% | -2.58% |
| 2014 | 3.39% | -2.13% |
| 2013 | 5.52% | +0.8672% |
| 2012 | 4.65% | +0.5501% |
| 2011 | 4.1% | +0.6266% |
| 2010 | 3.48% | -3.69% |
| 2009 | 7.17% | +0.0717% |
| 2008 | 7.1% | -7.27% |
| 2007 | 14.37% | +5.87% |
| 2006 | 8.49% | -3% |
| 2005 | 11.5% | +2.39% |
| 2004 | 9.11% | -2.29% |
| 2003 | 11.4% | +2.43% |
| 2002 | 8.98% | +0.4439% |
| 2001 | 8.53% | -3.81% |
| 2000 | 12.34% | +2.82% |
| 1999 | 9.52% | +1.78% |
| 1998 | 7.74% | -2.09% |
| 1997 | 9.83% | +0.2044% |
| 1996 | 9.63% | +1.29% |
| 1995 | 8.34% | +0.5747% |
| 1994 | 7.76% | -4.29% |
| 1993 | 12.06% | +2.78% |
| 1992 | 9.28% | +0.8357% |
| 1991 | 8.44% | +7.57% |
| 1990 | 0.8785% | -3.27% |
| 1989 | 4.15% | -1.65% |
| 1988 | 5.8% | +0.2442% |
| 1987 | 5.55% | +10.22% |
| 1986 | -4.66% | -5.05% |
| 1985 | 0.3902% | +3.58% |
| 1984 | -3.19% | +16.3% |
| 1983 | -19.49% | -15.16% |
| 1982 | -4.33% | — |
The World Bank — World Development Indicators (CC BY 4.0) · Download this series as CSV — free, attribution required (CC BY 4.0).
Iceland's real interest rate is 3.87% as of 2025-12-31, compared with 6.04% in 2024. The World Bank — World Development Indicators (CC BY 4.0)
The highest recorded value is 14.37% (2007); the lowest is -19.49% (1983), across data from 1982 to 2025.
The World Bank — World Development Indicators (CC BY 4.0) Figures are republished with attribution and updated as the source releases new observations.