Economy
Source: IMF, International Reserves and Foreign Currency Liquidity (IRFCL). · updated 2025-07-31
New Zealand's deposit interest rate stands at 3.91% as of 2025-07-31, up from 3.91% in 2025-06-30. Historical data runs from 1996 to 2025 (355 observations).
In 2025-07-31, New Zealand's deposit interest rate was 3.91%, unchanged from 3.91% in 2025-06-30.
In 2025-06-30, New Zealand's deposit interest rate was 3.91%, down from 4.01% in 2025-05-31.
In 2025-05-31, New Zealand's deposit interest rate was 4.01%, down from 4.03% in 2025-04-30.
In 2025-04-30, New Zealand's deposit interest rate was 4.03%, down from 4.26% in 2025-03-31.
In 2025-03-31, New Zealand's deposit interest rate was 4.26%, down from 4.39% in 2025-02-28.
| Date | Value | Change |
|---|---|---|
| 2025-07-31 | 3.91% | +0% |
| 2025-06-30 | 3.91% | -0.1% |
| 2025-05-31 | 4.01% | -0.02% |
| 2025-04-30 | 4.03% | -0.23% |
| 2025-03-31 | 4.26% | -0.13% |
| 2025-02-28 | 4.39% | -0.46% |
| 2025-01-31 | 4.85% | -0.2% |
| 2024-12-31 | 5.05% | -0.11% |
| 2024-11-30 | 5.16% | -0.11% |
| 2024-10-31 | 5.27% | -0.4% |
| 2024-09-30 | 5.67% | -0.07% |
| 2024-08-31 | 5.74% | -0.1% |
| 2024-07-31 | 5.84% | -0.13% |
| 2024-06-30 | 5.97% | +0.02% |
| 2024-05-31 | 5.95% | -0.08% |
| 2024-04-30 | 6.03% | -0.01% |
| 2024-03-31 | 6.04% | +0.01% |
| 2024-02-29 | 6.03% | +0.01% |
| 2024-01-31 | 6.02% | +0.01% |
| 2023-12-31 | 6.01% | +0.01% |
| 2023-11-30 | 6% | +0% |
| 2023-10-31 | 6% | +0.15% |
| 2023-09-30 | 5.85% | +0.07% |
| 2023-08-31 | 5.78% | +0.07% |
| 2023-07-31 | 5.71% | +0.08% |
| 2023-06-30 | 5.63% | +0.11% |
| 2023-05-31 | 5.52% | +0.27% |
| 2023-04-30 | 5.25% | +0.24% |
| 2023-03-31 | 5.01% | +0.22% |
| 2023-02-28 | 4.79% | +0.11% |
| 2023-01-31 | 4.68% | +0.14% |
| 2022-12-31 | 4.54% | +0.45% |
| 2022-11-30 | 4.09% | +0.38% |
| 2022-10-31 | 3.71% | +0.32% |
| 2022-09-30 | 3.39% | +0.39% |
| 2022-08-31 | 3% | +0.11% |
| 2022-07-31 | 2.89% | +0.12% |
| 2022-06-30 | 2.77% | +0.46% |
| 2022-05-31 | 2.31% | +0.16% |
| 2022-04-30 | 2.15% | +0.27% |
| 2022-03-31 | 1.88% | +0.28% |
| 2022-02-28 | 1.6% | +0.12% |
| 2022-01-31 | 1.48% | +0% |
| 2021-12-31 | 1.48% | +0.08% |
| 2021-11-30 | 1.4% | +0.08% |
| 2021-10-31 | 1.32% | +0.26% |
| 2021-09-30 | 1.06% | +0.05% |
| 2021-08-31 | 1.01% | +0.03% |
| 2021-07-31 | 0.98% | +0.16% |
| 2021-06-30 | 0.82% | +0% |
| 2021-05-31 | 0.82% | -0.01% |
| 2021-04-30 | 0.83% | +0.01% |
| 2021-03-31 | 0.82% | +0% |
| 2021-02-28 | 0.82% | +0% |
| 2021-01-31 | 0.82% | -0.01% |
| 2020-12-31 | 0.83% | -0.02% |
| 2020-11-30 | 0.85% | -0.08% |
| 2020-10-31 | 0.93% | -0.26% |
| 2020-09-30 | 1.19% | -0.11% |
| 2020-08-31 | 1.3% | -0.19% |
| 2020-07-31 | 1.49% | -0.16% |
| 2020-06-30 | 1.65% | -0.22% |
| 2020-05-31 | 1.87% | -0.46% |
| 2020-04-30 | 2.33% | -0.1% |
| 2020-03-31 | 2.43% | -0.21% |
| 2020-02-29 | 2.64% | +0.01% |
| 2020-01-31 | 2.63% | +0% |
| 2019-12-31 | 2.63% | -0.02% |
| 2019-11-30 | 2.65% | -0.08% |
| 2019-10-31 | 2.73% | -0.06% |
| 2019-09-30 | 2.79% | -0.03% |
| 2019-08-31 | 2.82% | -0.24% |
| 2019-07-31 | 3.06% | -0.1% |
| 2019-06-30 | 3.16% | -0.01% |
| 2019-05-31 | 3.17% | -0.09% |
| 2019-04-30 | 3.26% | +0% |
| 2019-03-31 | 3.26% | +0% |
| 2019-02-28 | 3.26% | +0% |
| 2019-01-31 | 3.26% | +0% |
| 2018-12-31 | 3.26% | +0% |
Source: IMF, International Reserves and Foreign Currency Liquidity (IRFCL). · Download this series as CSV — free, attribution required (CC BY 4.0).
New Zealand's deposit interest rate is 3.91% as of 2025-07-31, compared with 3.91% in 2025-06-30. Source: IMF, International Reserves and Foreign Currency Liquidity (IRFCL).
The highest recorded value is 9.17% (1996-09-30); the lowest is 0.82% (2021-01-31), across data from 1996 to 2025.
Source: IMF, International Reserves and Foreign Currency Liquidity (IRFCL). Figures are republished with attribution and updated as the source releases new observations.