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New Zealand · Deposit interest rate

New Zealand Deposit interest rate

Source: IMF — International Reserves and Foreign Currency Liquidity (IRFCL), International Liquidity (IL), Monetary and Financial Statistics (MFS), World Economic Outlook (WEO). · updated 2026-08-31

Latest · 2026-08-313.53%
Previous · 2026-07-313.45%
Highest · 1996-09-309.17%
Lowest · 2021-01-310.82%

New Zealand's deposit interest rate stands at 3.53% as of 2026-08-31, up from 3.45% in 2026-07-31. Historical data runs from 1996 to 2026 (368 observations).

Recent trend

In 2026-08-31, New Zealand's deposit interest rate was 3.53%, up from 3.45% in 2026-07-31.

In 2026-07-31, New Zealand's deposit interest rate was 3.45%, unchanged from 3.45% in 2026-06-30.

In 2026-06-30, New Zealand's deposit interest rate was 3.45%, down from 3.46% in 2026-05-31.

In 2026-05-31, New Zealand's deposit interest rate was 3.46%, unchanged from 3.46% in 2026-04-30.

In 2026-04-30, New Zealand's deposit interest rate was 3.46%, unchanged from 3.46% in 2026-03-31.

New Zealand Deposit interest rate — historical data

DateValueChange
2026-08-313.53%+0.08%
2026-07-313.45%+0%
2026-06-303.45%-0.01%
2026-05-313.46%+0%
2026-04-303.46%+0%
2026-03-313.46%+0%
2026-02-283.46%+0%
2026-01-313.46%+0%
2025-12-313.46%+0%
2025-11-303.46%-0.02%
2025-10-313.48%-0.3%
2025-09-303.78%-0.02%
2025-08-313.8%-0.11%
2025-07-313.91%+0%
2025-06-303.91%-0.1%
2025-05-314.01%-0.02%
2025-04-304.03%-0.23%
2025-03-314.26%-0.13%
2025-02-284.39%-0.46%
2025-01-314.85%-0.2%
2024-12-315.05%-0.11%
2024-11-305.16%-0.11%
2024-10-315.27%-0.4%
2024-09-305.67%-0.07%
2024-08-315.74%-0.1%
2024-07-315.84%-0.13%
2024-06-305.97%+0.02%
2024-05-315.95%-0.08%
2024-04-306.03%-0.01%
2024-03-316.04%+0.01%
2024-02-296.03%+0.01%
2024-01-316.02%+0.01%
2023-12-316.01%+0.01%
2023-11-306%+0%
2023-10-316%+0.15%
2023-09-305.85%+0.07%
2023-08-315.78%+0.07%
2023-07-315.71%+0.08%
2023-06-305.63%+0.11%
2023-05-315.52%+0.27%
2023-04-305.25%+0.24%
2023-03-315.01%+0.22%
2023-02-284.79%+0.11%
2023-01-314.68%+0.14%
2022-12-314.54%+0.45%
2022-11-304.09%+0.38%
2022-10-313.71%+0.32%
2022-09-303.39%+0.39%
2022-08-313%+0.11%
2022-07-312.89%+0.12%
2022-06-302.77%+0.46%
2022-05-312.31%+0.16%
2022-04-302.15%+0.27%
2022-03-311.88%+0.28%
2022-02-281.6%+0.12%
2022-01-311.48%+0%
2021-12-311.48%+0.08%
2021-11-301.4%+0.08%
2021-10-311.32%+0.26%
2021-09-301.06%+0.05%
2021-08-311.01%+0.03%
2021-07-310.98%+0.16%
2021-06-300.82%+0%
2021-05-310.82%-0.01%
2021-04-300.83%+0.01%
2021-03-310.82%+0%
2021-02-280.82%+0%
2021-01-310.82%-0.01%
2020-12-310.83%-0.02%
2020-11-300.85%-0.08%
2020-10-310.93%-0.26%
2020-09-301.19%-0.11%
2020-08-311.3%-0.19%
2020-07-311.49%-0.16%
2020-06-301.65%-0.22%
2020-05-311.87%-0.46%
2020-04-302.33%-0.1%
2020-03-312.43%-0.21%
2020-02-292.64%+0.01%
2020-01-312.63%+0%

Source: IMF — International Reserves and Foreign Currency Liquidity (IRFCL), International Liquidity (IL), Monetary and Financial Statistics (MFS), World Economic Outlook (WEO). · Download this series as CSV — free, attribution required (CC BY 4.0).

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Frequently asked questions

What is New Zealand's deposit interest rate?

New Zealand's deposit interest rate is 3.53% as of 2026-08-31, compared with 3.45% in 2026-07-31. Source: IMF — International Reserves and Foreign Currency Liquidity (IRFCL), International Liquidity (IL), Monetary and Financial Statistics (MFS), World Economic Outlook (WEO).

What was the highest deposit interest rate in New Zealand?

The highest recorded value is 9.17% (1996-09-30); the lowest is 0.82% (2021-01-31), across data from 1996 to 2026.

Where does this data come from?

Source: IMF — International Reserves and Foreign Currency Liquidity (IRFCL), International Liquidity (IL), Monetary and Financial Statistics (MFS), World Economic Outlook (WEO). Figures are republished with attribution and updated as the source releases new observations.