Economy
The World Bank — World Development Indicators (CC BY 4.0) · updated 2025-12-31
New Zealand's real interest rate stands at -3.5% as of 2025-12-31, up from -4.22% in 2024. Historical data runs from 1998 to 2025 (23 observations).
In 2025, New Zealand's real interest rate was -3.5%, up from -4.22% in 2024.
In 2024, New Zealand's real interest rate was -4.22%, down from -1.84% in 2018.
In 2018, New Zealand's real interest rate was -1.84%, down from 1.07% in 2017.
In 2017, New Zealand's real interest rate was 1.07%, down from 2.52% in 2016.
In 2016, New Zealand's real interest rate was 2.52%, down from 4.28% in 2015.
| Year | Value | Change |
|---|---|---|
| 2025 | -3.5% | +0.7192% |
| 2024 | -4.22% | -2.38% |
| 2018 | -1.84% | -2.91% |
| 2017 | 1.07% | -1.45% |
| 2016 | 2.52% | -1.75% |
| 2015 | 4.28% | -1.05% |
| 2014 | 5.33% | +4.05% |
| 2013 | 1.28% | -4.69% |
| 2012 | 5.96% | +2.35% |
| 2011 | 3.62% | +0.6019% |
| 2010 | 3.01% | -0.9009% |
| 2009 | 3.92% | -2.11% |
| 2008 | 6.02% | +2.88% |
| 2007 | 3.14% | -2.19% |
| 2006 | 5.33% | -0.3166% |
| 2005 | 5.65% | +1.42% |
| 2004 | 4.23% | -0.5963% |
| 2003 | 4.83% | -2.03% |
| 2002 | 6.86% | +3.26% |
| 2001 | 3.6% | -1.19% |
| 2000 | 4.79% | -1.65% |
| 1999 | 6.44% | -1.42% |
| 1998 | 7.86% | — |
The World Bank — World Development Indicators (CC BY 4.0) · Download this series as CSV — free, attribution required (CC BY 4.0).
New Zealand's real interest rate is -3.5% as of 2025-12-31, compared with -4.22% in 2024. The World Bank — World Development Indicators (CC BY 4.0)
The highest recorded value is 7.86% (1998); the lowest is -4.22% (2024), across data from 1998 to 2025.
The World Bank — World Development Indicators (CC BY 4.0) Figures are republished with attribution and updated as the source releases new observations.