Economy
The World Bank — World Development Indicators (CC BY 4.0) · updated 2025-12-31
South Africa's real interest rate stands at 7.68% as of 2025-12-31, up from 7.42% in 2024. Historical data runs from 1961 to 2025 (65 observations).
In 2025, South Africa's real interest rate was 7.68%, up from 7.42% in 2024.
In 2024, South Africa's real interest rate was 7.42%, up from 6.47% in 2023.
In 2023, South Africa's real interest rate was 6.47%, up from 3.37% in 2022.
In 2022, South Africa's real interest rate was 3.37%, up from 0.5951% in 2021.
In 2021, South Africa's real interest rate was 0.5951%, down from 2.2% in 2020.
| Year | Value | Change |
|---|---|---|
| 2025 | 7.68% | +0.266% |
| 2024 | 7.42% | +0.9455% |
| 2023 | 6.47% | +3.1% |
| 2022 | 3.37% | +2.78% |
| 2021 | 0.5951% | -1.6% |
| 2020 | 2.2% | -3.07% |
| 2019 | 5.27% | -0.5878% |
| 2018 | 5.86% | +1.21% |
| 2017 | 4.65% | +1.37% |
| 2016 | 3.28% | -0.3895% |
| 2015 | 3.67% | +0.1007% |
| 2014 | 3.57% | +1.06% |
| 2013 | 2.51% | -1.37% |
| 2012 | 3.88% | +0.6036% |
| 2011 | 3.28% | -0.2117% |
| 2010 | 3.49% | +0.6885% |
| 2009 | 2.8% | -3.94% |
| 2008 | 6.75% | +2.2% |
| 2007 | 4.55% | -0.2643% |
| 2006 | 4.81% | +0.0488% |
| 2005 | 4.76% | -0.1889% |
| 2004 | 4.95% | -3.1% |
| 2003 | 8.05% | +5.19% |
| 2002 | 2.85% | -2.68% |
| 2001 | 5.54% | +0.6678% |
| 2000 | 4.87% | -5.52% |
| 1999 | 10.4% | -2.3% |
| 1998 | 12.69% | +1.72% |
| 1997 | 10.97% | +0.3251% |
| 1996 | 10.64% | +4.28% |
| 1995 | 6.37% | +1.11% |
| 1994 | 5.26% | +2.79% |
| 1993 | 2.46% | -1.19% |
| 1992 | 3.65% | -0.3734% |
| 1991 | 4.03% | -0.7839% |
| 1990 | 4.81% | +2.46% |
| 1989 | 2.35% | +2.43% |
| 1988 | -0.0758% | +1.97% |
| 1987 | -2.04% | -0.0527% |
| 1986 | -1.99% | -6.6% |
| 1985 | 4.61% | -5.45% |
| 1984 | 10.06% | +10.4% |
| 1983 | -0.3438% | -4.52% |
| 1982 | 4.17% | +1.84% |
| 1981 | 2.33% | +13.34% |
| 1980 | -11.01% | -7.53% |
| 1979 | -3.48% | -4.93% |
| 1978 | 1.45% | -0.5832% |
| 1977 | 2.03% | +0.2595% |
| 1976 | 1.78% | +1.01% |
| 1975 | 0.7633% | +4.81% |
| 1974 | -4.05% | +3.74% |
| 1973 | -7.79% | -6.05% |
| 1972 | -1.74% | -4.47% |
| 1971 | 2.73% | -0.5936% |
| 1970 | 3.32% | +2.75% |
| 1969 | 0.5711% | -3.67% |
| 1968 | 4.24% | +0.013% |
| 1967 | 4.23% | +0.9857% |
| 1966 | 3.25% | -0.5539% |
| 1965 | 3.8% | +0.1322% |
| 1964 | 3.67% | +1.24% |
| 1963 | 2.42% | -3.59% |
| 1962 | 6.01% | +0.8131% |
| 1961 | 5.2% | — |
The World Bank — World Development Indicators (CC BY 4.0) · Download this series as CSV — free, attribution required (CC BY 4.0).
South Africa's real interest rate is 7.68% as of 2025-12-31, compared with 7.42% in 2024. The World Bank — World Development Indicators (CC BY 4.0)
The highest recorded value is 12.69% (1998); the lowest is -11.01% (1980), across data from 1961 to 2025.
The World Bank — World Development Indicators (CC BY 4.0) Figures are republished with attribution and updated as the source releases new observations.